Ayman el Sawy

"Ayman El‑Sawy is a prominent leader in Egypt’s financial sector with over 26 years of experience across debt capital markets, structured finance, and financial engineering. His career has focused on preserving and creating real value in an environment challenged by inflation, currency depreciation, and rising living costs; all issues that have historically eroded individual savings in Egypt.

He rose to senior leadership as Group Chief Financial Officer at a leading EGX-listed NBFI, where he designed large-scale financial strategies and investment platforms. During this period, he structured Egypt’s first securitization bond and led more than 40 conventional and Sharia‑compliant debt issuances exceeding EGP 50 billion, contributing significantly to the development of Egypt’s modern fixed‑income market.

Beyond transaction execution, El‑Sawy has played an influential role in the broader financial ecosystem. His work includes advising regulators, supporting government‑backed debt restructuring initiatives, contributing to legislative frameworks governing bonds and Sukuk, and helping attract international capital to the Egyptian market. He also serves on the board of the Egyptian Securities Federation, representing financial holding companies and securities underwriting.

A key turning point in his career was recognizing a structural disconnect while sophisticated financial instruments existed, they remained inaccessible to the majority of individuals. This insight led him to found Bokra Holding.

Bokra is a Sharia‑compliant, FRA‑regulated savings platform designed to give individuals and corporates access to real world, income‑generating, asset‑backed instruments. By combining structured finance with technology, Bokra enables participation starting from as little as EGP 50, bridging the gap between financial inclusion and institutional‑grade investment opportunities.

El‑Sawy’s vision positions Bokra not merely as a fintech platform, but as a mission‑driven financial movement aimed at shifting savings from a passive habit into an active, structured strategy restoring confidence in the financial system and enabling long‑term wealth preservation."