Tawfik Mahmoud

Tawfik has over 24 years of professional experience, making him a business leader and strategic expert in digital payments and financial technology.
Over the past 18 years, Tawfik has held senior positions at several international organizations in the Middle East and Africa, including CEO and Managing Director of JumiaPay, Group Vice President of Network International, and General Manager of PayTabs, where he was responsible for leading and developing digital payments and card payment solutions for both acceptance/issuance and merchant services, as well as e-commerce businesses.
In his current role as CEO of Arab Financial Services in Egypt, Tawfik is working to enhance payment acceptance in Egypt, leading the company's strategy in the country, as well as supporting the growth of the team and expanding the company's business client base across various sectors and industries.
In his role, Tawfik is building a unique business model to process digital payments to enable the digital economy through convenient, secure, and easy-to-use non-traditional payment solutions. He also focuses on building trust between consumers and businesses, thereby promoting financial inclusion and digital transformation in Egypt and Africa as a whole.
Tawfik holds a bachelor's degree and a TLP (Teacher of Leadership in Business) credential from Harvard University, along with other certifications in strategic business planning from the Emirates Institute for Banking and Financial Studies.